Money you can actually see.
One app. One view. Bundle multiple cards.
Download YELL to know what’s safe to spend, bundle for bills, and send money instantly to your YELL friends. Take control of your finances today.
More than 56,000
downloads to date
You’re the richest you’ve ever been, but why do you feel broke?
You have money, but it doesn’t feel like it. It’s spread across apps and accounts, so small charges slip through, subscriptions stack up, and you lose track of what you’ve really spent.
It shouldn’t be this hard to pay, get paid, and stay in control. YELL pulls it all back together, and lets you run your life on your own terms.
See all your money at once.
Link every account, then bundle what you need onto one secure YELL debit card. From there, spend any balance instantly.
BUNDLE
Money that matches your lifestyle.
Add your virtual YELL card to Apple Pay or Google Pay and spend anywhere with total confidence – your money stays protected every step of the way.
PAY
Plan for life’s bigger purchases.
Whether it’s rent week, new tires, or a weekend getaway, YELL helps you set aside the amount you need for surprise bills or planned expenses.
TRACK
Track those “treat
Track those “treat
yourself” moments.
See exactly where your money goes into one dashboard. Track side income, separate it from personal spending, and download monthly statements in seconds.
SEND
Move money instantly with YELL-to-YELL.
Receive money from loved ones effortlessly, YELL-to-YELL transactions are free and instant. Sync contacts to send or request funds, add notes to keep things clear.
YELL is partnering with
Bank-level
security, built In.
Your money is always kept securely in your dedicated and FDIC* insured bank account with our partners at Bangor Savings Bank. YELL is a backed by a no-fee FDIC* insured bank account and equipped with a debit card.
*YELL Services, Inc is a financial technology company, not an FDIC insured depository institution. Banking services provided by Bangor Savings Bank, Member FDIC. FDIC insurance coverage protects against the failure of an FDIC insured depository institution. Pass through FDIC insurance coverage is subject to certain conditions.
Frequently Asked Questions
If I link all my bank accounts, how safe is that?
YELL is designed with security in mind, and you stay in control of the connection. You’re not handing over your login details to anyone. You sign in directly through your own bank, the connection is handled through Plaid using OAuth, and YELL only ever gets a secure tokenised link, not your actual credentials. Want to disconnect at any point? You can, anytime, no questions asked.
What exactly does YELL have access to?
Only what’s needed to make the app useful, and only what you choose to share. That’s usually your balances and recent transactions so YELL can show you where you actually stand. No hidden permissions, no access to your login, nothing sketchy going on in the background.
Can YELL move money out of my account?
No money moves unless you choose to initiate it. Nothing moves unless you choose to make it happen. There’s no surprise transfers, no background activity, none of that “we took care of it for you”. You approve it, you control it.
Where does my money actually live?
YELL Services, Inc. is a financial technology company, not a bank. Banking services are provided by Bangor Savings Bank, Member FDIC. When you use a YELL wallet, Bangor Savings Bank maintains the account. Funds may be eligible for pass-through FDIC insurance, subject to applicable requirements and limits, and coverage applies in the event of bank failure. YELL provides the app experience, while the bank maintains the account.
Do I have to track everything I spend?
Nope, that’s kind of the whole point. YELL updates automatically so you’re not sitting there manually logging every coffee or random little purchase. You just check in, see where you stand, and get on with your day.
I've tried budgeting apps before. Why is this different?
Because YELL isn’t trying to turn you into a completely different person. It’s not about tracking every cent or making money management your whole personality. More like: set your budget number, check in when you need to, adjust if something comes up, and carry on. Less pressure, more progress.
What if I forget to use it? / What happens if I stop using it?
That’s okay. Come back when you’re ready. You can open the app again and continue using YELL, subject to your account status and YELL’s Terms of Service. If the status of your account changed due to inactivity, we’ll reopen it or help you set up a new one where available.
Is this going to judge my spending?
Absolutely not. YELL isn’t here to shame you for brunch, concert tickets, a spontaneous Sephora run, or whatever else made your week worth it. You get the full picture of where you stand, and then you decide what to do with that. It’s your money.
How long does it take to get started?
In many cases, it takes just a few minutes to get set up. Connect your account, complete the required steps, and you’re good to go. There’s no long tutorial you have to sit through first, and where applicable, you could say: there’s no signup fee.
Do I need to be good with money to use YELL?
Not even a little bit. YELL is built for people who don’t want to think about money all day or live that spreadsheet life. It’s there to help you feel more in control without having to become a finance expert overnight.
Can anyone else see my finances?
No. Your account information is intended to stay private to you. Other YELL users cannot see your balances, connected accounts, transactions, or spending activity through your account.
Isn't this just what my bank already does?
Not exactly. A bank typically shows activity for the account you have with that bank. YELL can help you see money movement across your connected accounts in one place when you spend money on your YELL account, so you have a clearer view of where you stand today. Instead of reviewing past transactions account by account, YELL helps you better understand what is available, what is moving, and how that may affect your spending decisions.
What happens if I stop using it?
Nothing bad – genuinely. Come back whenever and pick right back up. No guilt trip, no starting from scratch, no “new week new me” required.
Why does YELL need my bank connected at all?
Connecting your bank account helps unlock the full YELL experience. Without a connected bank account, you may not be able to get started or access certain features. Once connected, YELL can help you see your available balance, track money movement, and better understand where you stand across your connected accounts.
Why would I switch to YELL if I already have a payment provider?
Honestly, most business owners aren’t looking for “another payment processor.” They’re looking for fewer headaches. If your current setup is eating into your margins with fees you can barely make sense of, paying out on a schedule that doesn’t work well for your business, or just creating more admin than it’s worth, that’s the actual problem. YELL is built around fixing that, not just swapping one provider for another.
Is switching going to be a headache?
It shouldn’t be complicated. YELL can help you start with a focused setup based on your business needs, so you can understand how YELL fits into your current payment flow before expanding your use. The YELL team can walk you through available options, setup steps, and support resources.
Do I need to buy new hardware?
Not necessarily, and that’s one of the biggest differences with YELL. The whole point is removing that friction, not adding to it. You’re not being pushed into more terminals, more contracts, or more equipment to manage. If you’ve got a phone or tablet, you’re already well positioned to get started.
How quickly can I get started?
In many cases, you can get started in days rather than weeks. This isn’t a “see you in six weeks after a painful setup” situation. Working with the YELL team helps you to get live and processing as efficiently as possible. Timing may vary depending on your setup and business needs.
How does the pilot actually work?
YELL can work with your business to understand your needs, review available setup options, and identify the best way to get started. From there, the YELL team can help you evaluate how YELL fits into your payment flow and whether expanding use makes sense for your business.
Will YELL work for both walk-ins and online bookings?
That’s exactly what YELL is built for. Whether you’re taking payments in person, through your website, or at events, YELL is designed to give you one clear view across all of it instead of juggling mismatched systems and trying to reconcile them at the end of the month.
What makes YELL different from a standard payment processor?
A standard processor does one thing: processes payments. YELL is focused on the bigger picture, including checkout flow, reporting, payment visibility, and a setup that can make your day-to-day easier to run. The goal is to help businesses simplify operations and improve the payment experience.
How does YELL help with reporting?
YELL helps give businesses a clearer view of payment activity and order trends through the app, so your team can better understand business activity in one place. Reporting features may help reduce manual tracking and give you a clearer picture at the end of the month.
Can YELL help with chargebacks and disputes?
Yes, and it’s a core part of what YELL does. It’s not just about getting transactions through the door. It’s also about reducing the time and stress that goes into handling disputes, making the process simpler, and helping reduce avoidable issues where possible.
How does YELL help with cash flow?
YELL helps merchants better understand and manage cash flow by combining YELL-to-YELL payments with real-time visibility into incoming and outgoing money movement. When both the customer and merchant use the YELL app to initiate and receive payment, funds are available instantly in the merchant’s YELL account. This can help merchants see what money is coming in, what is going out, and when funds are available.
Is YELL only for bigger businesses?
No. YELL is designed to support businesses of different sizes, including small businesses and owner-operators. For businesses that closely manage fees, payments, and day-to-day money movement, YELL can help provide payment tools and account visibility from one place.
Will my team be able to use it without loads of training?
That’s the intention. The whole product is built around being easy to run day to day without needing a dedicated payments person or a manual to figure it out. Finance gets cleaner numbers, your team gets fewer fires to deal with, and you get a system that doesn’t add to your plate.
Is YELL secure?
YELL is designed with security in mind and uses measures such as encryption and secure card storage. Compliance and security controls should always be evaluated as part of implementation and onboarding.
What kind of businesses is YELL best for right now?
If you’re running a small business and you’re feeling pain points around transaction fees, hardware costs, timely payments, or messy reporting, YELL may be a strong fit. It’s designed to be simple to use and cost-conscious for businesses that want more flexibility in how they accept payments.
